For those who prefer to use a debit card instead of writing checks for the majority of transactions.
Minimum balance to open
$100
Write 10 or fewer checks*
fee waived
SCB Freedom Card (ATM/Debit)
Free
First order of checks
Free
Interest compound daily, paid monthly
On balances above $1000
Notary Services
Free
Sweep transfers available
$10 each
Online Banking with Bill Pay
Free
E-Statements
Free
*If more than 10 checks, $8 monthly fee
Premier 50 Checking Account
Must be 50 years of age or older.*
Minimum balance to open
$100
Daily balances above $150**
fee waived
With $10,000 SCB Certificate of Deposit
fee waived
SCB Certificate of Deposit
Preferred Rates
Personalized check orders (bank specified)
Free
SCB Freedom Card (ATM/Debit)
Free
Interest compounded daily, paid monthly
On balances above $1000
Notary Services
Free
Personal photocopies
Free
Safe Deposit Box Rental (with payment by automatic debit)
Discount Rate
Check Writing Privileges
Unlimited
Sweep transfers available
$10 each
Online Banking with Bill Pay
Free
E-Statements
Free
*Limit one Premier Fifty Account per household
**$7 monthly fee if account falls below $150 minimum balance
Century Student Free Checking Account
Must be no more than 25 years of age and a full -time student to qualify.
Minimum balance to open
$100
Monthly service charge
Zero
Minimum balance
Zero
Transaction fee
Zero
SCB ATM Card
Free
High School checkbook cover (while supplies last)
Free
High School checks
Available
First order of checks
Free
Online Banking with Bill Pay
Free
E-Statements
Free
*Sweep transfer and NSF fees may apply
*Sweep Transfer Fee - $10
*NSF Fee - $30 per item
Card Replacement Fee
There is a $5.00 fee for replacing lost or stolen cards.
Note: All accounts have free access to the Teller Information Phone (TIP) by calling (865) 429-4636 and to SCB Online Banking via the internet by enrolling in the service. Further all accounts are eligible for a discounted rate on safe deposit box rental when payment is made by automatic debit.
Funds Availability Policy Our general policy is to allow you to withdraw funds deposited in your account on the next business day after the day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the next business day. Then, the funds will generally be available by the fifth business day after the day of deposit.
